Chit Fund Tracking & Management App for India — Never Miss a Payment

India's ₹4 Lakh Crore Chit Fund Industry — Run on Paper

Chit funds (also called chitty in Kerala, chit in Tamil Nadu, bisee in Karnataka) are one of India's most popular savings-and-borrowing systems. An estimated 30 million Indians participate in chit funds worth ₹4 lakh crore annually.

Yet almost all of them are managed on paper — a register with names and tick marks. Lost registers, disputed payments, and missed dates are everyday problems.

Common Chit Fund Problems

• Missed payments — members forget their monthly date and face penalties
• Disputed records — "I paid last month" vs "No, you didn't"
• No way to audit — organizers and members can't verify total collected amounts
• Manual calculations — dividend distribution, prize money, and commission calculated by hand
• No reminders — rely on phone calls and WhatsApp messages

DhanRakh's Chit Fund Tracker

DhanRakh digitizes your chit fund management:

• Payment schedule — see your complete payment calendar with due dates
• Payment tracking — mark payments as made, with date and amount
• Automated reminders — get push notifications 3 days before due date
• Multiple chit funds — track all your active chits in one dashboard
• Prize/dividend tracking — record when you win the auction and at what discount

For Chit Fund Organizers

If you run a chit fund, DhanRakh helps you manage members and collections:

• Track which members have paid and which are due
• Send payment reminders to individual members
• Record auction results and prize distributions
• Export complete records as CSV for your accounts

Available in Local Languages

Chit funds are deeply regional — Kerala chitties work differently from Tamil Nadu chits or Karnataka bisees. DhanRakh supports Malayalam, Tamil, Kannada, Telugu, Hindi, and 18 more languages, so every member in your group can use it comfortably.

Free Chit Fund Tracking

Basic chit fund tracking is included in DhanRakh's free tier. Track your payments, get reminders, and never miss a due date. Organizer features are available in the Premium plan.