· 5 min read · DhanRakh Team

Track All Your Insurance Policies in One App — Premium Reminders & Nominees

Indians hold 3-5 insurance policies but can't find them when needed. Track LIC, health, vehicle, and term insurance — with premium reminders. Free on DhanRakh.


The Insurance Paper Problem

The average Indian family holds 3-5 insurance policies — LIC endowment, health insurance, vehicle insurance, maybe a term plan. The documents? Stuffed in a drawer, filed in a forgotten folder, or simply lost. When you actually need to claim, you can't find the policy number, the agent's contact, or the nominee details.

What Gets Lost

  • Policy documents — paper copies disappear over time
  • Premium due dates — miss a payment and your policy lapses
  • Nominee details — outdated nominees after marriage or children
  • Agent contact — the person who sold you the policy changed companies
  • Sum assured — bought 5 years ago, can't remember the coverage amount
  • Maturity dates — LIC policies maturing without you knowing

DhanRakh's Insurance Tracker

Digitize your complete insurance portfolio in minutes:

  • All policy types — life, health, vehicle, home, term — tracked in one dashboard
  • Key details captured — policy number, insurer, sum assured, premium amount, frequency
  • Premium reminders — get notified before every premium due date
  • Nominee records — document who gets what, and review regularly
  • Document photos — snap your policy documents and store them securely
  • Premium expense tracking — see total insurance spend per year

Keep Your Family Informed

The most critical time for insurance is when the policyholder can't speak for themselves — accident, illness, or death. DhanRakh's family viewer feature lets your spouse or trusted contact see your insurance portfolio. They'll know exactly what policies exist, who to contact, and how to claim.

Premium Calendar View

See all your insurance premiums on a calendar — when they're due, how much, and whether they've been paid. Annual premiums in January, quarterly LIC in March, monthly health insurance — everything visible in one view.

Free Insurance Tracking

DhanRakh's insurance tracker is available in the free tier. Store up to 10 policies with full details and reminders. No premium subscription needed to protect your family's financial safety net. Download DhanRakh and organize your insurance today.

DhanRakh is India's first personal finance app for the informal economy. Voice-first. 23 Indian languages. Offline-ready. Free forever.

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