Recurring Expense Tracker — Stop Bleeding Money on Forgotten Subscriptions

The Silent Killers of Your Budget

You know about your rent. You know about your EMI. But do you know the total of all your recurring expenses? When 15-20 auto-payments silently deduct from your account every month, the cumulative impact is staggering — often 60-80% of income goes to recurring obligations before you even touch your wallet.

India's Recurring Expense Reality

A typical Indian with a smartphone has these recurring costs:

• Rent/EMI — ₹8,000-20,000
• Mobile recharge — ₹200-500
• WiFi/broadband — ₹500-1,000
• OTT subscriptions — Netflix ₹149, Hotstar ₹149, Amazon ₹299
• SIPs — ₹500-5,000
• Insurance premiums — ₹500-2,000
• Gym/sports — ₹500-2,000
• LPG/cooking gas — ₹900
• Vehicle fuel — ₹2,000-5,000
• Newspaper/magazine — ₹200-500

Add these up and most people are shocked at the total.

DhanRakh's Recurring Expense Manager

DhanRakh helps you see and manage every recurring expense:

• Auto-detection — recurring UPI payments are flagged automatically
• Recurring rules — set up any expense as daily, weekly, monthly, quarterly, or yearly
• Total recurring view — see your total monthly recurring commitment in one number
• Reminders — get notified before each payment is due
• Remaining budget — after all recurring expenses, here's what you can actually spend

Find the Waste

DhanRakh highlights opportunities to save:

• Subscriptions you haven't used in 30+ days
• Duplicate services (two music streaming subscriptions?)
• Yearly plans that cost less than monthly billing
• Services with lower-cost alternatives

Voice Setup

Say "Har mahine Netflix 149, gym 1000, internet 599" and all three recurring expenses are created with amounts and monthly frequency. Quick, natural, no menus.

Free Recurring Tracking

Track up to 15 recurring expenses in DhanRakh's free tier. That covers most Indians' needs. See your total recurring burden, get reminders, and discover where your money goes before you even spend it. Download DhanRakh and take control of your subscriptions.